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Nevada Personal Installment Loans Online FAQs

  • 3 MIN READ|
  • 0 Comment |
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  • by Joseph Priebe|
  • January 23, 2015 |
  • Loans

Online personal installment loans

Do you have bad credit? Would you like a longer-term loan with smaller payments? CASH 1 offers Personal Installment Loans in Nevada which give you that opportunity. As long as you have proof of income, a valid government issued ID and an open checking account, your traditional credit score does not come into play for getting you the cash you need. Here are 11 questions that we are frequently asked about Installment Loans.

What is a CASH 1 Installment Loan?

Unlike a traditional Payday Loan, an Installment Loan is a loan paid over a term of up to 90 days, in near equal payments set to your pay dates. This makes it possible for you to borrow more money and repay the loan over time with a lower payment.

How do Installment Loans work?

These loans work the same as other loans where a set number of payments are in place to pay the loan back in full. Customers are free to pay larger amounts, saving themselves interest on the loan by increasing the amount that goes to the principle. Additionally, all loan products offered by CASH 1 have no early payoff penalty.

How long can I borrow?

The Personal Installment Loan with CASH 1 has a term of three months, or 90 days to repay. As with all of the installment products offered by CASH 1, there is never a prepayment penalty, so you can pay your loan back prior to the term and only pay interest on the money you borrow for the time you borrow it.

What's the amount I can borrow?

CASH 1 offers Nevada Personal Installment Loans from $50 to $5,000 for residents of the state of Nevada. Based on your income to payment ratio, a checking account and information on your application. The maximum that can be lent is $5,000 since there is no collateral in place to secure your loan.

How can I apply?

Completing an online application at our website at or by calling our toll free number 1 (800) 431-3532 can get you preapproved for your cash in as little as fifteen minutes. Once you are pre-approved, the loan can be finalized and you can receive your funds at any one of the six CASH 1 store locations in Las Vegas or our store in Reno, Nevada.

 How long does it take to get approved?

The pre-approval process for a CASH 1 Personal Installment Loan can usually be completed in as little as fifteen minutes! To help expedite your loan, have the following items available: Proof of income such as your most current bank statement or last two paystubs, a valid government issued ID, and an open and active checking account or direct deposit card.

How do I check the status of my application?

If you have any questions about the status of your online application or where you are in the loan process, simply call one of our call center professionals at (800) 431-3532. Our trained representatives can get you preapproved and direct your application onto the nearest store, providing you the location, phone number and operating hours of the location where you can pick up your cash.

When will I receive my funds?

In most instances, funds are disbursed on the same day the loan is finalized. Often this is as short as fifteen minutes.

How long will I have to pay back?

The term, or maximum time you have to pay back your loan is three months, or 90 days to repay.

Do I need to be employed? Can I be retired?

Because the loan qualification requires proof of income and not proof of employment, it is possible to be approved for a CASH 1 Installment Loan online using your retirement income to satisfy the proof of income requirement.

What happens if I can't pay my loan on time?

In the event of unforeseen circumstances that would prevent you from making your payment when scheduled, immediately contact the store to discuss alternative payment arrangements and a commitment date for making your scheduled payment. Always review your contract and the “Know Before You Owe” document provided during lending to understand the full scope of possible outcomes, what you should expect of CASH 1 as well as what CASH 1 expects from you when it comes to payment fulfillment. If you have any more questions please call us at 800-431-3532.

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