Direct lenders use their own money for you to borrow and manage your entire loan process from beginning to end. Keep reading to see if they are right for you.

This article will help you take charge of your finances and learn about interest rates, how they're determined, and how they will affect your daily budget.

A fixed interest rate is a set rate charged on a loan or line of credit during the entire term. Knowing how it works can help you decide if it's your best choice.

When you get a loan or credit, a finance charge is any amount you need to pay in addition to paying back the money borrowed.

A credit report is a summary of your credit history and other financial information that's reported to credit bureaus by your lenders and creditors.

Loan terms have a couple meanings. It can refer to the terms and conditions of your loan or how long you will pay off your loan. Read on for the full breakdown.

If you're looking for a loan, you should understand that principal is the money you borrowed from the lender before interest. Keep reading to learn more about it.

A loan agreement is a document signed by the borrower and the lender that explains the terms of the loan. Read on to learn what to look for before you sign it.

A good credit score can allow quicker access to new loans, reduce mortgage rates, or get a job. Read these tips to maintain a healthy score or build one.

Check out this article to understand a credit check, how it works, why it's necessary, and if it will affect your credit score.