199.47.179.240
 
OPTIONAL ELECTRONIC PAYMENT AUTHORIZATION
 
Lender: @LENDER_ENTITY
@LENDER_ADDRESS
 
Borrower:
Transaction Number: 0 Date of Transaction: 06/23/2017
 
SIGNING THIS FORM IS COMPLETELY OPTIONAL. YOU ARE NOT REQUIRED TO MAKE THE PAYMENTS PURSUANT TO YOUR PROMISSORY NOTE (THE “NOTE”) TO US OR @CompanyName (THE “CAB”) VIA CARD, ELECTRONIC FUND TRANSFER, OR DRAFT. BY SIGNING BELOW, YOU AGREE AS FOLLOWS:
 
Payment Authorization: For each payment due pursuant to the Note, you authorize us, the CAB, and our agents, successors and assigns (collectively “we” or “us”) to charge the MasterCard® or VISA® card, if any, identified below (the “Card”), or, if the payment cannot be obtained from the Card, to initiate an electronic fund transfer (“EFT”) through the ACH network or another network from the bank account, if any, identified below (the “Bank Account”). You further authorize us to obtain any payment due on the Note by creating a remotely created check, remotely created payment order, demand draft, bank check, bank draft, or similar payment device (collectively “Draft”) and presenting/depositing the Draft on the Bank Account. You further authorize us to credit or charge the Card and/or the Bank Account to correct any incorrect credit or charge. In addition, you authorize us to credit the Card and/or the Bank Account as necessary and appropriate to provide you with cash advances, reimbursements, or refunds.
 
Unsuccessful Charges: If any payment cannot be obtained by EFT, Card charge, or Draft, you remain responsible for such payment and any resulting fees under the Note. If an EFT is dishonored, you authorize us to attempt to process the EFT up to two additional times. If a Card charge is rejected, you authorize us to reinitiate charges to the Card, starting the same day the initial Card payment was rejected, until we recover the entire charge, even if one or more daily charges are rejected. BEFORE AUTHORIZING EFTs, CARD PAYMENTS, OR DRAFTS, YOU SHOULD CONSIDER THAT YOUR BANK OR CARD ISSUER MIGHT CHARGE YOU AN OVERDRAFT OR SIMILAR FEE IF THE EFT, CARD CHARGE, OR DRAFT CREATES OR INCREASES THE AMOUNT OF ANY OVERDRAFT ON YOUR BANK ACCOUNT OR CARD. In order to avoid overdraft and/or dishonored payment fees by your Card issuer or bank, you should notify us in advance if you will not be able to pay the full amount you owe on any due date. You should also consider instructing your Card issuer or bank not to pay overdrafts on your Card or Bank Account. We are not liable to you for any fees or charges your bank or Card issuer may impose.
 
Amounts Outstanding After the Maturity Date: In the event that any amounts remain unpaid after the maturity date of the Note, you authorize us to seek repayment of such amounts (including any fees and interest) by charging the Card daily until all amounts you owe under the Note are repaid, even if one or more daily charges are rejected. After the maturity date of the Note, you further authorize us to initiate EFTs from the Bank Account and/or create and deposit Drafts on the Bank Account on successive Fridays until all amounts you owe under the Note are repaid in an amount equal to the lesser of the amount outstanding under the Note and the amount of your regular payment as set forth in the Note.
 
Payments Due on a Bank Holiday. IN THE EVENT THAT A DUE DATE SET FORTH IN THE NOTE OR ANY OTHER DUE DATE PURSUANT TO A DEFAULT REPAYMENT PLAN FALLS ON A WEEKEND OR BANK HOLIDAY (I.E., A WEEKDAY WHEN BANKS IN TEXAS ARE PERMITTED TO BE CLOSED), YOU AUTHORIZE US TO CHARGE THE CARD OR DEBIT THE BANK ACCOUNT FOR THE PAYMENT ON OR AFTER THE BANK BUSINESS DAY IMMEDIATELY PRECEDING THE DUE DATE. If you would prefer that we instead seek payment on the bank business day immediately following the bank holiday, please notify us at least three days before the bank holiday by calling @CompanyPhone.
 
Modified Charges: Instead of or in addition to any Card charges, EFTs, or Drafts described above, you authorize us to process any Card charges, EFTs, or Drafts you subsequently confirm by phone, text message or email.
 
Termination: You may terminate this Authorization by writing to the CAB at @LENDER_ENTITY c/o @CompanyName, Attn: Compliance Department, @CompanyAddress, @CompanyCityStateZip. We will discontinue initiating Card charges, EFTs, or Drafts as soon as we reasonably can and, in any event, within three business days after receiving your termination request.
 
Card and/or Bank Account Identification: The Card and/or Bank Account are as follows:
 
MasterCard or Visa Card
Card Number: N/A
Expiration Date: N/A
Checking Account

Financial Institution: N/A

Account Number: N/A


City/State: N/A

RoutingNumber: N/A
 
By signing below, you promise us that: (1) you are authorized to incur charges and make payments from the Card and Bank Account, as applicable; (2) you have read and agree to all of the terms of this Authorization; and (3) you have received a copy of this Authorization.

____________________________________________________
Customer’s/Buyer’s Signature:  
06/23/2017
__________________
Date  
199.47.179.240
 
OPTIONAL ELECTRONIC PAYMENT AUTHORIZATION
 
CAB: @EntityName
@CompanyAddress
@CompanyCityStateZip
 
Borrower:
Transaction Number: 0 Date of Transaction: 06/23/2017
 
SIGNING THIS FORM IS COMPLETELY OPTIONAL. YOU ARE NOT REQUIRED TO MAKE THE CAB FEE PAYMENTS PURSUANT TO YOUR CREDIT ACCESS SERVICES AGREEMENT (THE “AGREEMENT”) TO US VIA CARD, ELECTRONIC FUND TRANSFER, OR DRAFT. BY SIGNING BELOW, YOU AGREE AS FOLLOWS:
 
Payment Authorization: For each CAB fee payment due pursuant to the Agreement, you authorize us and our agents, successors and assigns (collectively “we” or “us”) to charge the MasterCard® or VISA® card, if any, identified below (the “Card”), or, if payment cannot be obtained from the Card, to initiate an electronic fund transfer (“EFT”) through the ACH network or another network from the bank account, if any, identified below (the “Bank Account”). You further authorize us to obtain any CAB fee payment by creating a remotely created check, remotely created payment order, demand draft, bank check, bank draft, or similar payment device (collectively “Draft”) and presenting/depositing the Draft on the Bank Account. You further authorize us to credit or charge the Card and/or the Bank Account to correct any incorrect credit or charge. In addition, you authorize us to credit the Card and/or the Bank Account as necessary and appropriate to provide you with cash advances, reimbursements, or refunds.
 
Unsuccessful Charges: If any CAB fee payment cannot be obtained by EFT, Card charge, or Draft, you remain responsible for such payment and any resulting fees under the Agreement. If any EFT is dishonored, you authorize us to attempt to process the EFT up to two additional times and to initiate an EFT from the Bank Account for any Dishonored Payment Fee you owe. If any Card charge is rejected, you authorize us to reinitiate charges to the Card, starting the same day the initial Card payment was rejected, until we recover the entire charge, even if one or more daily charges are rejected. You also authorize us to charge the Card for any Dishonored Payment Fee you owe. BEFORE AUTHORIZING EFTs, CARD PAYMENTS, OR DRAFTS, YOU SHOULD CONSIDER THAT YOUR BANK OR CARD ISSUER MIGHT CHARGE YOU AN OVERDRAFT OR SIMILAR FEE IF THE EFT, CARD CHARGE, OR DRAFT CREATES OR INCREASES THE AMOUNT OF ANY OVERDRAFT ON YOUR BANK ACCOUNT OR CARD. In order to avoid overdraft and/or dishonored payment fees by your Card issuer or bank, you should notify us in advance if you will not be able to pay the full amount of any CAB fee payment when due. You should also consider instructing your Card issuer or bank not to pay overdrafts on your Card or Bank Account. We are not liable to you for any fees or charges your bank or Card issuer may impose.
 
Amounts Outstanding After the Maturity Date: In the event that any CAB fee amounts remain unpaid after the maturity date of your Promissory Note, you authorize us to seek repayment of such amounts by charging the Card daily until all amounts you owe under the Agreement are repaid, even if one or more daily charges are rejected. After the maturity date of your Promissory Note, you further authorize us to initiate EFTs from the Bank Account and/or create and deposit Drafts on the Bank Account on successive Fridays until all amounts you owe under the Agreement are repaid in an amount equal to the lesser of the amount outstanding under the Agreement and the amount of your CAB fee payment as set forth in the Agreement.
 
Payments Due on a Bank Holiday. IN THE EVENT THAT A CAB FEE PAYMENT DATE FALLS ON A WEEKEND OR BANK HOLIDAY (I.E., A WEEKDAY WHEN BANKS IN TEXAS ARE PERMITTED TO BE CLOSED), YOU AUTHORIZE US TO CHARGE THE CARD OR DEBIT THE BANK ACCOUNT FOR THE PAYMENT ON OR AFTER THE BANK BUSINESS DAY IMMEDIATELY PRECEDING THE DATE THAT THE PAYMENT IS DUE. If you would prefer that we instead seek payment on the bank business day immediately following the bank holiday, please notify us at least three days before the bank holiday by calling @CompanyPhone.
 
Modified Charges: Instead of or in addition to any Card charges, EFTs, or Drafts described above, you authorize us to process any Card charges, EFTs, or Drafts you subsequently confirm by phone, text message or email.
 
Termination: You may terminate this Authorization by writing to us at our address above. We will discontinue initiating Card charges, EFTs, or Drafts as soon as we reasonably can and, in any event, within three business days after receiving your termination request.
 
Card and/or Bank Account Identification: The Card and/or Bank Account are as follows:
 
MasterCard or Visa Card
Card Number: N/A
Expiration Date: N/A
Checking Account

Financial Institution: N/A

Account Number: N/A


City/State: N/A

RoutingNumber: N/A
 
By signing below, you promise us that: (1) you are authorized to incur charges and make payments from the Card and Bank Account, as applicable; (2) you have read and agree to all of the terms of this Authorization; and (3) you have received a copy of this Authorization.
 


____________________________________________________
Customer’s/Buyer’s Signature:  

06/23/2017
__________________
Date  

Please check the box below to sign this Electronic Agreement.