SMART LOANS

A Smart Loan from CASH 1 is a loan that uses the equity of your car, truck, motorcycle or RV as the collateral providing an easy repayment schedule and favorable interest rates when compared with other short term loans.
 

WHAT IS A SMART LOAN ?

A Smart Loan is similar to a title loan but ownership of the title to your vehicle is unnecessary. A smart loan is great option if you need cash today and you are still making payments on your vehicle. With a CASH 1 smart loan you can get $50-$2,500 today!

HOW DO I GET A SMART LOAN ?

Receiving a smart loan cash advance is easy, it only takes a few minutes to get the cash you deserve. Get started by filling out an application online, by phone, or drop in to one of our convenient Phoenix area locations. A loan officer will be able to give you a loan estimate and flexible repayment plan within minutes.

Documents required for a Smart Loan:

AVAILABILITY:

CASH 1 Smart Loans are available in Arizona only.

If you have any questions about Arizona Smart Loans with CASH 1 please call us at 800-431-3532.

  • Your Car
  • Proof of Income
  • Government Issued I.D.
  • Vehicle Registration
  • Open bank Account or Direct Deposit Card
  • Not on Active Duty in Military
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CUSTOMER NOTICE: Payday Loans, Installment Loans, Title Loans, and Title Equity Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. CASH 1 does not offer loans in Washington, nor offer Payday Loans in Arizona.

REQUIREMENTS: Approval depends upon meeting legal, regulatory and underwriting requirements. CASH 1 and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Teletrack and Clarity, that may provide information from one or more national credit bureaus. CASH 1 or third party lenders may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CASH 1 or third party lenders. You may be required to submit additional documents due to state law and qualification criteria. If you have defaulted on past transactions, you may be declined for a cash advance from CASH 1.

PRODUCTS & SERVICES: Products and services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Installment Title Loans are subject to minimum auto value requirements. See Rates and Fees for more specific information and requirements. CASH 1 and third-party lender funds are generally deposited via ACH for delivery the next business day if approved by 7:00 PM CT.

WHERE WE ARE LOCATED: CASH 1 is currently operating in Arizona, Nevada, and Texas. CASH 1 is not a lender in all states. In Texas, CASH 1 is a Credit Access Business between you and a third-party lender. Restrictions apply.

COLLECTIONS & DEFAULT: Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced, depending on the state, and you will owe additional fees and/or interest.