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How Do I Get a Premium Select Title Loan?

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Premium Select Title Loan Requirements

Borrowers can qualify for a Premium Select Title Loan at 35.99% APR if they meet the following criteria:

Free and Clear Title: Borrower owns the vehicle free and clear.
Minimum Loan Amount: $2,500.
Credit Approval: Borrower must have a minimum FICO score of 680.
Loan-to-Value Ratio: The Loan-to-Value ratio for a borrower is 50% of the principle amount borrowed.
Proof of Employment: The borrower must show that they have been at their current place of employment for at least 2 consecutive years.
Proof of Residency: The borrower must show a minimum of 2 consecutive years at their current residence in the state in which the loan originates.
Ability to Repay: The borrower's monthly repayment amounts for the term length selected must not exceed 10% of monthly net income.
Insurance: The borrower must maintain full-coverage insurance on their vehicle used Premium Select Title Loan.

Borrowing Responsibly with Premium Select Title Loans

Remember to realistically consider your budget and the amount of your next payday to determine what payments you can afford. You can renew your loan, but if you do, please make sure that you put some amount of money towards the principle every time. Even a small amount will lower your balance and the interest you owe, which will decrease your payment. If you keep borrowing without paying your principal down it will end up costing you much more in the long term.

Get the Money You Want Fast!

If you have any questions about Premium Select Title Loans or any other CASH 1 product, please call us at 844-831-4198.

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CUSTOMER NOTICE: Loan and credit products offered by CASH 1 should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan or credit transaction.

WHERE WE ARE LOCATED: CASH 1 is not a lender in all states. CASH 1 is currently operating in Arizona, Idaho, Kansas, Missouri, Nevada, and Utah. CASH 1 has physical locations in Arizona and Nevada only.

PRODUCTS & SERVICES: Product types, rates, terms, and requirements vary based on state of origination, applicant eligibility, and applicable law. Conditions and restrictions apply. For more details, visit Loans & Terms or call (888) 858-9333.

REQUIREMENTS: Approval is dependent upon meeting legal and underwriting requirements and is subject to state regulations, eligibility, applicant qualifications, and credit check. Cash advances are only available up to approved credit limit. CASH 1 uses various credit reports and data sources as part of its underwriting, including information from national credit bureaus, and CASH 1 may take this information into consideration in the approval process. Not all applicants for online loans may be eligible for instant approval or instant funding. Some applications may require additional verification or documentation, which can delay the lending decision.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agencies that administer compliance with this law concerning this creditor are the Consumer Financial Protection Bureau, 1700 G Street NW, Washington, D.C. 20006, and the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.