How Do I Get an Premium Select Title Loan?

  • Apply Online
  • Get Approved
  • Get Your Cash

Premium Select Title Loan Requirements

Borrowers can qualify for a Premium Select Title Loan at 35.99% APR if they meet the following criteria:

  • Free and Clear Title: Borrower owns the vehicle free and clear.
  • Minimum Loan Amount: $2,500.
  • Credit Approval: Borrower must have a minimum FICO score of 680.
  • Loan-to-Value Ratio: The Loan-to-Value ratio for a borrower is 50% of the principle amount borrowed.
  • Proof of Employment: The borrower must show that they have been at their current place of employment for at least 2 consecutive years.
  • Proof of Residency: The borrower must show a minimum of 2 consecutive years at their current residence in the state in which the loan originates.
  • Ability to Repay: The borrower's monthly repayment amounts for the term length selected must not exceed 10% of monthly net income.
  • Insurance: The borrower must maintain full-coverage insurance on their vehicle used Premium Select Title Loan.

Borrowing Responsibly with Premium Select Title Loans

Remember to realistically consider your budget and the amount of your next payday to determine what payments you can afford. You can renew your loan, but if you do, please make sure that you put some amount of money towards the principle every time. Even a small amount will lower your balance and the interest you owe, which will decrease your payment. If you keep borrowing without paying your principal down it will end up costing you much more in the long term.

Get the Money You Want Fast!

If you have any questions about Premium Select Title Loans or any other CASH 1 product, please call us at 844-831-4198.