Title Loan Requirements

 

Car Title Loan Requirements

Budgeting for unexpected emergencies can be difficult. When you find yourself without emergency savings and need additional money you can find help from CASH 1 Loans. We offer Title Cash Loans with nontraditional credit checks and you won't have to pay for up to 60 Days in Arizona* and 30 Days in Nevada on a NEW TITLE LOAN! Our fast and simple application process will get you title cash in a matter of minutes.

Get $100-$50,000 with a Title Cash Loan

When you're in need of money in a hurry, CASH 1 can get you title cash from $100-$50,000 fast. A Phoenix or Las Vegas Car Title Loan works by using the title of your vehicle as collateral. Even if you don't own your vehicle and are still making payments we can loan you cash based on the equity in your vehicle.

Here's What You Need to Get a Title Loan

  • Vehicle Title You will need to be the owner of the title to your vehicle. If you do not have the title, no problem. We can still loan on the equity in your vehicle in Arizona.
  • Proof of Income You must be able to show a proof of monthly income to ensure you will be able to repay the loan. Example: a paystub or banking records will suffice.
  • Valid ID Please provide a government-issued ID. Example: Driver's License or State ID card.
  • Proof of Insurance Proof of full coverage insurance is needed for loans of $2,500 or higher.
  • Personal References You will need to provide at least 2 personal references.

You Can Still Get Cash for Cars without a Title

Are you still making payments? No problem. CASH 1's Auto Equity Loans will get you title cash today based on the equity you have in your car. Your car's equity is the difference between what you owe on your vehicle and what it's worth. if your car is worth more than you owe - We'll finance the difference.

Availability

Title Cash Loans available in Arizona and Nevada.
Title Equity/Smart Loans available in Arizona only.
*60 Days No Payments offer available on new Title Cash Loans only, not Title Equity/Smart Loans.

If you have any questions about Nevada or Arizona Title Cash Loans with CASH 1 please call us at 844-831-4198.

Copyright © 2016 CASH 1, LLC | 985 Damonte Ranch Pkwy. Ste 206, Reno, NV 89521 | 775.852.6400 | Terms of Use | Privacy Notice

CUSTOMER NOTICE: Personal Loans, Installment Loans, Title Loans, and Title Equity Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction..

REQUIREMENTS: Approval depends upon meeting legal, regulatory and underwriting requirements. CASH 1 and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Teletrack and Clarity, that may provide information from one or more national credit bureaus. CASH 1 or third party lenders may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CASH 1 or third party lenders. You may be required to submit additional documents due to state law and qualification criteria. If you have defaulted on past transactions, you may be declined for a cash advance from CASH 1.

TERM LENGTHS: The average length of a personal loan varies based on the loan type, state, loan amount, and qualifications. Loan terms can be between 3 and 24 months. For more details, visit loans & terms.

PRODUCTS & SERVICES: Products and services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Installment Title Loans are subject to minimum auto value requirements. The Annual Percentage Rate (“APR”) applicable to Arizona vehicle-based loans ranges from 120% to 204%. The APR applicable to Nevada Title Loans ranges from 168% to 240%. The APR applicable to Nevada Installment Loans ranges from 199% to 390%. See Rates and Fees for more specific information and requirements. CASH 1 and third-party lender funds are generally deposited via ACH for delivery the next business day if approved by 7:00 PM CT.

WHERE WE ARE LOCATED: CASH 1 is currently operating in Arizona and Nevada. Restrictions apply.

COLLECTIONS & DEFAULT: Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced, depending on the state, and you will owe additional fees and/or interest.