Know Before You Owe

| Disclosures for Nevada Loan Products (Unsecured Installment Loans and Auto Title Loans)

State

WHO IS THE CREDITOR?

CASH 1, LLC

ANNUAL PERCENTAGE RATE (APR)

APR and Term Lengths for Unsecured Installment Loans and Auto Title Loans

Loan Product	Estimated APR	Loan Term
Short-Term Installment Loan	390%	Up To 90 Days
Longer-Term Installment Loan	198.96%	Up To 18 Months
Auto Title Loan ($150-$3,000)	240%	Up To 210 Days
Auto Title Loan (Above $3,000)	168%	Up to 210 Days

IMPORTANT NOTICE

Unsecured Installment Loans and Auto Title Loans are expensive forms of credit and should be used for short-term financial needs only and not as a long-term financial solution. If you make larger payments, you will pay less interest and pay off your loan sooner.

COST COMPARISON CHART

| BASED ON $1,000 LOAN

Type	APR	30 Day Interest
Credit Card	16%	$13.33
Pawn Loan	180%	$150.00
Signature Loan	199%	$166.00
Auto Title Loan	240%	$200.00

LOAN COMPARISON CHART

| ESTIMATES BASED ON $1,000 LOAN

Loan Product	Term	Biweekly Payments	Total Payments	Total Interest Paid
Payday Loan	2 Weeks	$1,180.00	$1,180.00	$180.00
Installment Loan*	90 Days	$263.94	$1,583.67	$583.67
Installment Loan*	18 Months	$80.91	$3,155.33	$2,155.33
Auto Title Loan	210 Days	$125.57	$1883.45	$883.45

*NRS Chapter 604A categorizes both Short-Term and Longer-Term Unsecured Installment Loans as “High-Interest Loans.”

FEES

Document Preparation Fee:

DMV Fee (Auto Title Loans only)

$20

Late Fee (Longer-Term Unsecured Installment Loans only):

$15

$15 for each installment payment that remains unpaid ten (10) or more days or more after its Due Date.

Database Fee (All loans):

$3.00

Prepayment Penalty:

If you pay off your loan early, there is no fee or penalty.

WARNINGS

Late payments, missed payments, or other defaults on your loan may be reported to consumer reporting agencies.

If you miss a payment and default on your Short-Term Unsecured Installment Loan, it is possible that a lawsuit could be brought against you.

If you miss a payment and default on your Auto Title Loan, it is possible that your vehicle could be repossessed.

LICENSES AND REGISTRATION

CASH 1 is licensed and regulated by the Nevada Financial Institutions Division.

Address: CASH 1 is licensed and regulated by the Nevada Financial Institutions Division.
Carson City, NV 89701
Phone: 775-687-5522
Fax: 775-687-5523