Have Bad Credit in Utah? Need a Loan?

CASH 1 offers online loans in Utah. If you have bad credit and need extra money to cover an unexpected expense, you can apply for a line of credit online.

Get Approved Today!

How A Bad Credit Loan Works in Utah

We start you off with a small loan. Every time you make three on-time payments consecutively, your credit will increase by $100. Keep making those payments on time and watch your credit grow and your annual percentage rate drop.

If you worry about missing a payment, sign up for Automatic Payments from your paycheck. You'll qualify for more cash right away.

What You'll Need to Apply for a Loan

Here's what you'll need to qualify for a CASH 1 loan:

  1. Be at least 18 Years of Age
  2. Be a Resident of Utah
  3. Have an Open Checking Account
  4. Show Proof of Income
  5. Have a Government Issued I.D
  6. Cannot Be on Active Duty in the Military

The CASH 1 Advantage

  • Convenient Cash When You Need It
    A line of credit is extra cash that you have on standby whenever you're short on money.
  • Apply Only Once
    Once approved, you won't need to fill out another application when you need funds.
  • Increase Your Credit Line
    If you make your first three payments on-time, you could qualify for more money. Your credit can reach a $2,000 limit.
  • No Credit Requirement
    You can qualify for a line of credit even if you have a bad credit score.

How to Get an Installment Loan in Utah

You can get started with these three simple steps:

 

  • Apply in Minutes
    Start your application online. It's quick, simple and secure.

  • Get Approved
    We offer instant approval, so you'll know how much money you qualify for on the same day.

  • Get Cash in Your Account
    Once approved, your money can be deposited into your bank account the next business day.
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FAQs for Online Bad Credit Loans in Utah

We answer common questions about how online loans for bad credit work.

Have more questions? Please refer to our FAQs page or contact one of our friendly Loan Representatives at 884-395-2824.

Borrow Responsibly and Follow These Tips

Pay Down the Principal
When discussing your repayment terms with us, ask how you can make payments on your principal loan amount in addition to paying interest. The best way to pay off your loan faster is to add a small amount to your minimum payment. If you can afford to pay a higher amount, it will help you to pay off your loan quicker.

Budget Your Pay
Depending on your income, you can set up your loan payments accordingly. Work out your payments so that you only need to spend a small amount of your paycheck on your loan payments. Account for any other financial obligations you have, and budget it out. Allow yourself the flexibility to afford day-to-day activities and needs.

Consider the Length of Your Loan
Depending on your need and the loan terms, always take into consideration the length of your loan. If you need it, consider taking longer to pay back your loan. As you apply for your loan, know what you can afford and how quickly you'll be able to make payments.

Find the Loan That Works for You
Finding the right loan to fit your needs and budget is important. Our Utah installment loans are designed to be flexible enough for you to pay back the loan quickly and without any hassle. For convenience, you even have options to set up terms like Auto-Pay, or if you can afford it, you can pay the loan off early without having to worry about pre-payment penalty charges.

CASH 1 can get you the money you need!

Get started online