Have Bad Credit in Utah? Need a Loan?

CASH 1 offers online loans in Utah. If you have bad credit and need extra money to cover an unexpected expense, you can apply for a line of credit online.

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Access your available credit 24/7
Manage your existing CASH 1 account
Conveniently make payments

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How A Bad Credit Loan Works in Utah

We start you off with a small loan. Every time you make three on-time payments consecutively, your credit will increase by $100. Keep making those payments on time and watch your credit grow and your annual percentage rate drop.

If you worry about missing a payment, sign up for Automatic Payments from your paycheck. You'll qualify for more cash right away.

What You'll Need to Apply for a Loan

Here's what you'll need to qualify for a CASH 1 loan in Utah:

    1. Utah Resident
    2. 18 Years of Age or Older
    3. Open Checking Account
    4. Proof of Income
    5. Not on Active Duty in Military

    Requirements for New Customers.

The CASH 1 Advantage

CASH 1 has been in business since 1997. Cash advance loans are our specialty, and our finance experts can get the right loan for you.

  • Convenient Cash When You Need It
    A line of credit is extra cash that you have on standby whenever you're short on money.
  • Apply Only Once
    Once approved, you won't need to fill out another application when you need funds.
  • Increase Your Credit Line
    If you make your first three payments on-time, you could qualify for more money. Your credit can reach a $2,500 limit.
  • No Credit Requirement
    You can qualify for a line of credit even if you have a bad credit score.
  • How to Get a Loan in Utah

    You can get started with these three simple steps:


    • Apply in Minutes
      Start your application online. It's quick, simple and secure.

    • Get Approved
      We offer instant approval, so you'll know how much money you qualify for on the same day.

    • Get Cash in Your Account
      Once approved, your money can be deposited into your bank account the next business day.

    FAQs for Online Bad Credit Loans in Utah

    We answer common questions about how Utah online loans for bad credit work.


    Have more questions? Please contact one of our friendly Loan Representatives.

    Borrow Responsibly and Follow These Tips

    Pay Down the Principal
    When discussing your repayment terms with us, ask how you can make payments on your principal loan amount in addition to paying interest. The best way to pay off your loan faster is to add a small amount to your minimum payment. If you can afford to pay a higher amount, it will help you to pay off your loan quicker.

    Budget Your Pay
    Depending on your income, you can set up your loan payments accordingly. Work out your payments so that you only need to spend a small amount of your paycheck on your loan payments. Account for any other financial obligations you have, and budget it out. Allow yourself the flexibility to afford day-to-day activities and needs.

    Consider the Length of Your Loan
    Depending on your need and the loan terms, always take into consideration the length of your loan. If you need it, consider taking longer to pay back your loan. As you apply for your loan, know what you can afford and how quickly you'll be able to make payments.

    Find the Loan That Works for You
    Finding the right loan to fit your needs and budget is important. Our Utah installment loans are designed to be flexible enough for you to pay back the loan quickly and without any hassle. For convenience, you even have options to set up terms like Auto-Pay, or if you can afford it, you can pay the loan off early without having to worry about pre-payment penalty charges.

    CASH 1 Can Get You the Money You Need!

    Get started online