CASH 1 Installment Loans CASH 1 Installment Loans Online CASH 1 Installment Loans

Online Installment Loans

In Nevada and Arizona CASH 1 offers Personal Installment Loans or Title Installment Loans. These are unsecured or secured loans with fixed repayment periods designed to help you get fast cash when needed. The amount of the Personal Loans can range from $150-$1,500 and are intended to cover your short term financial needs. A Title Loan can range from $150-$50,000 depending on your vehicles value and your ability to repay the loan.

How Installment Loans Can Help

Maintaining and following a budget doesn’t always work out as planned. At times you find yourself short on cash. Many of us live paycheck to paycheck and have weekly or monthly budgets that do not allow for unforeseen expenses. For some it’s as easy as going to bank for a loan or using a credit card. Unfortunately for others a lack of credit or good credit can make finding the additional funding nearly impossible. CASH 1 understands that emergencies happen and everyone needs some financial help from time to time. When properly utilized Installment Loans can be a helpful tool to relieve your financial strain. The funds you receive can be used for anything you could think of; car repairs, home repairs, school expenses, utility bills, plane ticket for a family emergency, veterinarian expenses, medical bills, or just a little extra cash.

What's the Difference between Installment Loans and a Cash Advance?

Unlike traditional short term cash advances, these loans are spread out over a specified number of months making it possible to borrow more money and repay the loan over time with a lower associated payment. The Nevada Personal Loan for CASH 1 is for a period of 90 days, or a three month term. A CASH 1 Nevada or Arizona Title Installment Loan has a repayment period not to exceed 210 days. As with all of the installment products offered by CASH 1, there is never a prepayment penalty, so you can pay your loan back prior to the term and only pay interest on the money you borrow for the time you borrow it.

How to Get Online Installment Loans

To begin the process fill out an application online, over the phone, or at any one of our Nevada or Arizona locations. Once you have been approved, your cash can be picked up in store.

Requirements:

  • Open Checking Account
  • Proof of Income
  • Government Issued I.D.
  • Not on Active Duty in Military
  • In AZ a vehicle with equity will be required.
  • Must be at least 18 years of age

Availability:

Personal Loans and Title Loans are available in Nevada.
Title and Title Equity Loans are available in Arizona.

Are You Borrowing Responsibly?

We suggest that you consider the amount of your income and determine how much you can realistically pay back within your budget. We do allow you to renew your loan, and if you do, please keep in mind that you should put some amount of money towards your balance every time. That little extra will lower your balance and interest you owe, which will decrease your payment. A continuous cycle of loan payments without paying your principal down will end up costing you much more in the long term.

If you have any questions please call us at 844-831-4198.

CUSTOMER NOTICE: Personal Loans, Installment Loans, Title Loans, and Title Equity Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. CASH 1 does not offer loans in Washington.

REQUIREMENTS: Approval depends upon meeting legal, regulatory and underwriting requirements. CASH 1 and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Teletrack and Clarity, that may provide information from one or more national credit bureaus. CASH 1 or third party lenders may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CASH 1 or third party lenders. You may be required to submit additional documents due to state law and qualification criteria. If you have defaulted on past transactions, you may be declined for a cash advance from CASH 1.

PRODUCTS & SERVICES: Products and services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Installment Title Loans are subject to minimum auto value requirements. See Rates and Fees for more specific information and requirements. CASH 1 and third-party lender funds are generally deposited via ACH for delivery the next business day if approved by 7:00 PM CT.

WHERE WE ARE LOCATED: CASH 1 is currently operating in Arizona, Nevada, and Texas. CASH 1 is not a lender in all states. In Texas, CASH 1 is a Credit Access Business between you and a third-party lender. Restrictions apply.

COLLECTIONS & DEFAULT: Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced, depending on the state, and you will owe additional fees and/or interest.