Apply Now, Start Here:
CASH 1 offers Personal Installment Loans and Title Installment Loans in Arizona and Nevada. In Arizona, we also offer a Title Equity Loan, also known as a Smart Loan. These are unsecured and secured loans with longer repayment periods designed to help you get fast cash when you need it, keeping your payments at low, fixed amounts. A Personal Installment Loan can range from $100-$1,500 and is intended to cover your immediate and short-term financial needs, giving you up to 90 days to repay. A Car Title Loan ranges from $100-$50,000 depending on your vehicle's value and your ability to repay. Title Loans give you up to 6 months to repay with low, fixed-rate payments. All loan payments are due on your pay dates, making it convenient for you to get cash now.
Maintaining and following a budget doesn't always work out as planned, sometimes you find yourself short on cash despite all of your attempts to avoid that scenario. For those who don't have enough credit or have bad credit, finding the money for an emergency can be nearly impossible. CASH 1 understands that emergencies happen. Everyone needs some financial help from time to time. When used properly, short-term loans are a helpful tool to relieve your financial strain. The money you borrow can be used for anything:
Unlike traditional short-term cash advances, installment loans are repayable over a set number of months, making it possible to borrow more money and repay it over more time with a lower payment, due on your pay dates.
The repayment term for no credit check installment loans in Nevada is up to 90 days, or three months. A CASH 1 Nevada or Arizona Title Installment Loan has a repayment period of up to 210 days, or six months. As with all of the loan products offered by CASH 1, there is never a prepayment penalty. This means that you can pay your loan back early and you only pay interest on the money borrowed for the period of time that you hold the loan.
Personal Loans and Title Loans are available in Nevada.
Title and Title Equity Loans are available in Arizona.
Longer Terms, Lower Rates. No Prepayment Penalties.
If you have any questions please call us at 844-831-4198.
CUSTOMER NOTICE: Personal Loans, Installment Loans, Title Loans, and Title Equity Loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction..
REQUIREMENTS: Approval depends upon meeting legal, regulatory and underwriting requirements. CASH 1 and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Teletrack and Clarity, that may provide information from one or more national credit bureaus. CASH 1 or third party lenders may take this information into consideration in the approval process. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CASH 1 or third party lenders. You may be required to submit additional documents due to state law and qualification criteria. If you have defaulted on past transactions, you may be declined for a cash advance from CASH 1.
PRODUCTS & SERVICES: Products and services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. The availability of loans and extensions may vary. Installment Title Loans are subject to minimum auto value requirements. The Annual Percentage Rate (“APR”) applicable to Arizona vehicle-based loans ranges from 120% to 204%. The APR applicable to Nevada Title Loans ranges from 168% to 240%. The APR applicable to Nevada Installment Loans ranges from 199% to 390%. See Rates and Fees for more specific information and requirements. CASH 1 and third-party lender funds are generally deposited via ACH for delivery the next business day if approved by 7:00 PM CT.
WHERE WE ARE LOCATED: CASH 1 is currently operating in Arizona and Nevada. Restrictions apply.
COLLECTIONS & DEFAULT: Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or “rollover” your loan, your principal balance may not be reduced, depending on the state, and you will owe additional fees and/or interest.