Installment Loans with Longer Repayment Terms

CASH 1 offers installment loans and online installment loans to help you get fast cash when you need it. You can choose between unsecured and secured options with more extended repayment periods. We keep your payments at low, fixed amounts, so you don't have to stress your budget.

You can repay your loan in multiple payments over a certain amount of time, and there is no penalty on prepayments for our installment loans. For your ease, we've put together a comprehensive guide that has everything you need to know about installment loans so you can make the most informed decision possible.


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How Do Installment Loans Work?

  • apply online
    Apply Online
    Please fill out our simple online application with your personal information.
  • get approved
    Get Approved
    Our quick approval process allows you to know how much money you qualify for in minutes.
  • get your cash
    Get Your Cash
    You can receive cash in your bank account via direct deposit within 24 hours or go to one of our locations.

Benefits of Installment Loans

Instead of paying off your total loan amount plus the interest on your next pay day, installment loans are structured to be paid back over time through scheduled payments. Here are some other reasons why these loans are an excellent option to meet your financial needs.

Larger Loan Amount

With a longer loan term, we’re able to offer you an installment loan of a higher amount. You get enough money to cover a costly expense and can avoid taking out multiple loans.

Fast Money

Because CASH 1 is an installment loan direct lender, you'll have your money as soon as 15 minutes or deposited in your account the next business day.

All Credit Types Considered

You can apply for an installment loan even with bad credit or no credit at all. Installment loan approvals are largely based on your income and ability to repay the loan. Applying for a loan with us will not affect your credit.

No Prepayment Penalties

At any point during your loan tenure, you can choose to pay off your installment loan early without worrying about any prepayment penalties or charges.

What Can Installment Loans Do for Me?

Maintaining and following a budget doesn't always work out as planned. Sometimes you find yourself short on cash despite all of your attempts to avoid that scenario. Finding the money for an emergency can be nearly impossible for those who don't have enough credit or have bad credit.

CASH 1 understands that emergencies happen. Everyone needs some financial help from time to time. When properly used, loans with installment payments are a helpful tool to relieve your financial strain. Here are some of the most common uses for money borrowed.

  • Installment loans for car repairs

  • Car Repairs

    When your car breaks down, having money to fix your vehicle can ensure you get to work on time, drive the kids to school, and go about your daily routine.

  • Emergency Travel Costs

    Last-minute flights are expensive. Use the extra money to pay for any unexpected travel to see a loved one.
  • Emergency Travel Costs
  • Home Repairs

  • Home Repairs

    Common repairs might include a broken appliance. But, if you live in a state with severe weather, having to repair your air conditioning or heater can be life-threatening.

  • Medical Bills

    Cover your immediate cash shortfall during medical or dental emergencies instead of borrowing from friends or relatives.
  • Medical Bills
  • School Expenses

  • School Expenses

    Even if your child attends a public school, there will be additional expenses. You might be surprised how many times you'll need extra cash for field trips, science experiments, or extracurricular activities.

  • Utility Bills

    Depending on where you live, utility bills can rise to unaffordable levels during certain seasons. You won't have to bust your budget with a little extra cash.
  • Utility Bills
  • Pet Emergencies

  • Pet Emergencies

    If your furry friend is not well and has a medical emergency, you must pay for those expenses.

  • Other Emergencies

    We understand that everyone's emergency is different. Whether it's buying a new computer or replacing your broken glasses, CASH 1 has you covered.
  • Other Emergencies

Frequently Asked Questions

What Exactly Is an Installment Loan?

An installment loan is a lending option that allows you to repay with scheduled payments in equal amounts. You can always pay off your loan without penalties and save money on interest.

In Which States Does CASH 1 Offer Installment Loans?

Installment Loans are currently offered in Arizona and Nevada.

Can I Get an Installment Loan with Bad Credit?

Yes. If you currently have bad credit, you could still be approved for a loan. We do check your ability to repay and not your credit score. Applying at CASH 1 will not affect your credit, so don't hesitate to get cash today.

If I'm Approved, When Will I Get My Cash?

You'll get your money on the same day if you meet the requirements and get approved.
If you apply in a store, you'll walk out with cash in your pocket.
If you apply online, you get money deposited in your bank account.

When Will My Installment Loan Payments Be Due?

Under most circumstances, your payments are due on your payday. If you get paid every two weeks, you'll need to make your payments every two weeks.

Will CASH 1 Check My Credit?

No. We consider multiple factors when reviewing your application, but your traditional credit is not one of them. We use your income and a proprietary method to assess your loan worthiness and approval limits.

Do You Report My Loan Payments to Credit Bureaus?

We do not report any of your loan activity to the traditional credit bureaus.

Can I Have Multiple Loans?

As a CASH 1 customer, you can only have one loan open at a time.


Have more questions? Check out our Installment Loans FAQs page

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Cash 1 Mobile App

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Download on the App Store
 
GET IT ON GOOGLE PLAY

Title Loan FAQs

Here are some common questions about title loans you might have.

Do you have more questions? Check out our Title Loans FAQs page.

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Cash 1 Mobile App

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Download on the App Store
 
GET IT ON GOOGLE PLAY

Are You Ready to Apply for an Installment Loan?

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