Money When You Need It

Are you looking for a personal line of credit in Utah? If you need extra cash to cover any unexpected expenses, CASH 1 Loans is here to help with a line of credit loan. Apply online using our safe and secure application. Once you're approved, we’ll deposit the money in your bank account as soon as the next day. Want to grow your line of credit? All you need to do is make your first 3 payments on time and we will increase your credit limit. There's no middleman run around. We'll fund your line of credit directly to your bank account and you'll be able to enjoy the benefits of our commitment to excellent customer service.

Download Our App!

Access your available credit 24/7
Manage your existing CASH 1 account
Conveniently make payments

What Our Customers Say

Details

Loan Amount: $100 to $2,500
Loan Term: 2.75-13.25 months
Funding: 1 business day
Pre-Payment Available: Yes

Requirements

Utah Resident
18 Years of Age or Older
Open Checking Account
Proof of Income
Not on Active Duty in Military

Requirements for New Customers.

How It Works

CASH 1 makes borrowing money fast, easy, and hassle-free. Here's how to get a line of credit in Utah.

Apply online or
over the phone.

Get approved in
minutes.

Direct deposit into
your bank.

Grow Your Line Of Credit!

Sign up for Auto-Pay and Get More Cash

All you have to do is have your payments automatically deducted from your paycheck. The Auto-Pay process only takes a few minutes to set up. You simply authorize your payment to be deducted from your paycheck and that payment is then directly deposited to us, which means you'll never have to worry about missing a payment and you'll increase the likelihood of receiving a credit increase. You never have to remember your due dates because the payment is automatic, and you can cancel at any time.

We Make It Easy!

Money When
You Need It
A line of credit is extra cash that you have on standby whenever you're short on money.
One-Time
Application
Once approved, you won't need to fill out another application when you need funds.
Grow Your
Credit Line
If you make your first three payments on-time, you could qualify for more money.
No Traditional
Credit Check
You can qualify for a line of credit even if you have a bad credit score.

Questions About Our Online Loans in Utah?

Here’s a list of commonly asked questions we've received from our customers in Utah. If you don't see your question listed, please contact us for more information.

Why Choose CASH 1 Loans?

CASH 1 knows you’re more than a credit score. We have been providing loans to people denied by traditional banks and other lenders for over 20 years. With our fast approval process, you can get funded the next business day.

What is a Line of Credit?

A Line of Credit is like a credit card. We will set a credit limit, and you may take out cash up to the credit limit. As you make payments, you pay down your balance, which creates available credit. You can get some money any time you have available credit.

I Don't Live in Utah, Can I Still Apply For a Loan?

No. If you do not live in Utah you cannot be approved for a line of credit. We do offer different types of loans for people living in Arizona and Nevada.

What Is My Interest Rate?

Your annual percentage rate is 390% or about 1% per day. Your annual percentage rate can go as low as 99% or 0.27% per day if your payments are made on time and your credit grows. You see, our rate is decreasing for responsible customers like yourself. It starts at the industry standard, but it can drop by almost 75% if you pay on time and set up Auto-Pay from your paycheck.

Online Loans in Utah