What is an Online Loan?

Online loan is just a loan that you can apply online 24/7 with a click from your laptop or mobile. An Online loan gives you the money you need fast with instant approval. There's no need to visit traditional storefront lenders when you can get the loan deposited directly into your bank account.

Within a few easy steps, you can avail of instant online loans with minimum requirements and documentation. The interest rates and repayment terms will vary with the type of online loan you apply for. All these features collectively make our online loans one of the quickest ways to get funds in the event of a financial emergency.


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Access your available credit 24/7
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How Do Online Loans Work?

  • Personal Loans
    Apply Online
    Please fill out our simple online application with your personal information.
  • Personal Line of Credit
    Get Approved
    Our quick approval process allows you to know how much money you qualify for in minutes.
  • Personal Installment Loans
    Get Your Cash
    You can receive cash in your bank account via direct deposit within 24 hours or go to one of our locations.

What are the Benefits of Online Loans?

Online loans offer many benefits over the traditional way of applying for a loan. Here are some reasons why you should consider getting an online loan from CASH 1:

Quick Access To Funds
You can get funds transferred to your bank account instantly on approval.

Easy Application
Applying for a loan online eliminates paperwork which saves your time and effort.

Safe and Secure
We use security measures that comply with federal law to ensure your personal information is safe at all time

Flexible Loan Tenure
You can choose your loan repayment term based on your ability to repay from the maximum limit.

What Do I Need to Apply for an Online Loan?

To apply, you'll need the following items:

  1. 18 Years of Age or Older
  2. Proof of Income
  3. Open Checking Account
  4. Not on Active Duty in Military

For Online Loans, CASH 1 Is the Way to Go

CASH 1 was established in 1997 and has a lot to offer

  1. Instant Cash
  2. High Rates of Approval
  3. Spending Flexibility
  4. All Credit Types Accepted.
  5. Confidential And Safe
  6. Outstanding Customer Service

Online Loans FAQ's

How Much Can I Borrow for an Online Loan?

The maximum online loan that you can be approved for will vary by state and loan type. If approved, the amount you may borrow will depend upon your income and ability to repay.

Installment loans are available online in the states below:
Loans from $100 - $5,000: Arizona & Nevada
In Arizona & Nevada, CASH 1 offers installment loans in-store, please find a CASH 1 location near you..

Lines of Credit are available online in the states below:
Loans from $100 - $5,000: Utah, Kansas & Idaho

How Much Will an Online Loan Cost Me?

The interest fees are specific for your state and loan type. For online loans available in your state, you can view fee information here.

When Will I Get My Cash if I’m Approved?

If your application is approved before 10:30 AM MST (Monday-Friday), the loan is typically funded to your bank account by 5 PM MST same-day. Approvals after 10:30 AM MST are typically funded the next business day.

Can I Get an Online Loan With No Credit Check?

We believe you are more than a credit score and we use a proprietary method to assess loan worthiness and approval limits. Even with a poor credit history or previous bankruptcy filing, you still may be eligible to receive an online loan.

What if I’m Late on My Online Loan Payment?

CASH 1 will work with you to establish payment arrangements for your Online Loan and get you back on track. And we're committed to collecting past due accounts in a professional, fair and lawful manner. If you are unable to pay your loan on time, please contact us as soon as possible or give us a call 844-395-2824.

Have more questions? Check out our Online Loans FAQs page.

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Cash 1 Mobile App

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Download on the App Store
 
GET IT ON GOOGLE PLAY

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Cash 1 Mobile App

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Download on the App Store
 
GET IT ON GOOGLE PLAY

Are You Ready to Apply for an Online Loan?

Get started online