What is a Line of Credit?

What if you could have extra cash on standby whenever you're short on funds or in a financial emergency?

A line of credit is an arrangement between you and a lender that allows multiple withdrawals and repayments within the pre-approved borrowing limit. If you find yourself in frequent need of extra money, you should consider a line of credit.

If approved, your full credit line is yours to use. Withdraw the amount you need whenever you want.

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How Does a Line of Credit Work?

  • Apply Online

    Apply Online

    Fill out our simple and secure application with your personal information.
  • Get Your Cash

    Get Your Cash

    Once you're approved, select the amount of money you need and get it as soon as the same day.
  • Make Payments

    Make Payments, Increase Your Credit

    Repay in scheduled payments or all at once. Make three on-time payments in a row and increase your credit line!


What Do I Need to Apply for a Line of Credit?

To apply, you will need the following items:

  1. 18 Years of Age or Older
  2. Proof of Income
  3. Open Checking Account
  4. Not on Active Duty in Military

Choose CASH 1 for a Line of Credit

Established in 1997, CASH 1 has many advantages to offer you.

  1. Quick Cash
  2. High Approval Rates
  3. Flexible Spending
  4. All Credit Types Welcome
  5. Safe and Secure
  6. Great Customer Service

Personal Line of Credit Loans are Offered in These States


Line of Credit FAQs

We answer common questions about Lines of Credit.

CASH 1 will work with you to establish payment arrangements for your Line of Credit Loan and get you back on track. And We're committed to collecting past due accounts in a professional, fair and lawful manner. If you cannot pay your loan on time, please contact us as soon as possible or call our toll free number.

 Still have questions about Line of Credit? Check out our Line of Credit FAQs.

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Cash 1 Mobile App

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7.
Make payments conveniently.

Download on the App Store

CASH 1 will get you the money you need with a line of credit!

Get started online