A Utah Line of Credit Gets You Money Fast

With a line of credit loan, you get a pre-approved borrowing limit, allowing you to make multiple withdrawals up to your approved credit limit. You can access your account online and withdraw as much as you need whenever you need it. You can make regularly scheduled payments on the amount you borrowed or pay off immediately. With CASH 1, if you make three on-time payments in a row, your available credit will increase!

CASH 1 is a state-licensed direct online lender in Utah. When you take out a line of credit loan, you do business with us directly, we fund your loan. You can apply online for a line of credit with us 24 hours a day.

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Access your available credit 24/7
Manage your existing CASH 1 account
Conveniently make payments

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How Does a Line of Credit Work?

A personal line of credit, also referred to as a personal line of credit or an online installment loan, will get you funds faster than a traditional loan. Here's how it works.

  • Apply Online

    Conveniently Apply Online

    Fill out our simple and secure application with your personal information.
  • Get Your Cash

    Get Your Cash Quickly

    Once you're approved, select the amount of money you need and get it as soon as the same day.
  • Make Payments

    Make Payments on Time and Increase Your Credit

    Repay in Installment payments or all at once. Make three on-time payments in a row and increase your credit line!


What is Required?

  1. Utah Resident
  2. 18 Years of Age or Older
  3. Open Checking Account
  4. Proof of Income
  5. Not on Active Duty in Military

Requirements for New Customers.

Utah State License

CASH 1 is a state-supervised licensed direct online lender in Utah. Personal lines of Credit Loans are funded by CASH 1, LLC and governed by all state laws.


Online Line of Credit Questions in Utah

We answer common questions about Lines of Credit.

You need to be a resident of Utah to be eligible for a Utah Line of Credit. Whether you live in Salt Lake, West Valley, Provo, West Jordan, or Ogden, applying online for a Line of Credit is fast and secure.

If you live in any other state, please check our rates and terms page to see if a Line of Credit or our other loan options such as Title Loans, Installment Loans, or Cash Advances are available in the state where you currently live.

Still have questions about a Line of Credit? Check out our Line of Credit FAQs.

CASH 1 will get you approved in Utah with a Line of Credit!

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