Do You Need a Personal Loan?

Emergencies demand a viable option to get cash very fast. That is when you will need a Personal Loan.

Personal Loans are loans you can borrow for various reasons and repay in fixed payments over a certain amount of time.

We offer both categories of Personal Loans- Secured and Unsecured. The title of your car works as your collateral and credit in case of secured personal loans. For unsecured personal loans, you will need your job or any source of income to work as your credit.

With our easy loan procedure, you can get the right personal loan in Arizona, Nevada, Utah, Idaho, Kansas, Missouri, and Louisiana and use your cash for whatever you need. CASH 1 will help you get $500-$50,000 in minutes with one of our loans when you need money fast.


What Our Customers Say

How Do Personal Loans Work?

  • apply online
    Apply Online
    Please fill out our simple online application with your personal information.
  • get approved
    Get Approved
    Our quick approval process allows you to know how much money you qualify for in minutes.
  • get your cash
    Get Your Cash
    You can receive cash in your bank account via direct deposit within 24 hours or go to one of our locations.

What Are the Benefits of Personal Loans?

Personal loans can offer many benefits over other types of loans. Below are some of the advantages of using personal loans over other options.

Flexible Use

You can use a personal loan for a wide range of needs.

Payment Plan

Provides detail of each periodic payment, allowing you to understand your loan better.

Speedy Approval

Apply and qualify by a quick and easy procedure and get your cash in minutes.

Easy Repayment

Get cash depending on your need and repay with loan terms that best suit you.

Types of Personal Loans Available

CASH 1 offers different funding options with loans and lines of credit to help you get $100-$50,000 in minutes. Find out which one works for you.

Personal Loans

Personal Loans

Still making payments? Use the equity in your financed vehicle to get cash today!

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Title Loans

Title Loans

Is your car paid off? Use your clear vehicle title as collateral to borrow up to $50,000.

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Personal Installment Loans

Personal Line of Credit

Receive a credit limit and get quick access to cash anytime to meet your urgent needs.

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Getting A Personal Loan With Bad Credit

The aim of CASH 1 is to provide hassle-free loans to people whose loan applications could be rejected by traditional banks and other lenders. And, one of the most common reasons for a loan denial is bad credit.

Building credit is easy but can take some time. Meanwhile, if you need quick cash, we can lend you $100 to $50,000 with our Personal Loans.

Having low or bad credit won't mean being treated differently. Instead of your credit score, we consider your vehicle's title and your income as your credit. And that's how even with bad credit, you can easily qualify for a personal loan.

While these loans offer you a fixed repayment plan, you can use them to build credit by making the payments on time.

Why Should I Choose CASH 1?

Fixed Rates and Payments

CASH 1 Personal Loans have a fixed annual percentage rate and a fixed loan term, which helps you know your monthly payments in advance.

Quick Processing Time

With all the documents and requirements of CASH 1 Personal Loan ready, you can apply and get your cash in as little as 15 minutes on approval.

No Prepayment Penalty

Although you get to repay in low and fixed-rate payments, we don't charge any prepayment penalty if you want to pay off your personal loan early.

Privacy and Confidentiality

We have strict privacy policies to ensure that your financial information remains safe, secure, and confidential when you apply for a personal loan.

Personal Loans Frequently Asked Questions

In Which States Does CASH 1 Offer In-Store or Online Personal Loans?

CASH 1 currently has multiple brick and mortar stores in Arizona and Nevada that provide personal loans. We also provide personal loans online in Arizona, Nevada, Utah, Idaho, Kansas, and Missouri for even faster loan processing, approval.

Do I Need To Have A Job To Be Approved For Personal Loans Online?

No, you can present evidence of income such as your bank statement or a verification letter for Social Security benefits or SSI and get personal loans without a job. CASH 1 considers proof of income or the title of your car as your credit and collateral to get a personal loan.

Will My Loan Be a Secured or Unsecured Personal Loan?

Your personal loan with will be considered secured if you use your vehicle title or the equity in your car as collateral. An unsecured personal loan doesn't require you to provide any security.

Will CASH 1 Check My Credit When I Apply for a Personal Loan?

No, CASH 1 doesn’t perform a hard credit check that can harm your credit score when applying for personal loans. Instead, we consider other factors in determining creditworthiness like your income, the value of your car, and so on.

How Quickly Can I Get Cash Using Personal Loans Without a Traditional Credit Check?

With our quick and efficient loan process, we ensure that you get your money on the same day, sometimes even in as little as 15 minutes. However, you might get the funds the next business day if your personal loan application is approved after 10:00 AM PST.

Have more questions? Check out our FAQs page.

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Cash 1 Mobile App

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7.
Make payments conveniently.

Download on the App Store
 
GET IT ON GOOGLE PLAY

Title Loan FAQs

Here are some common questions about title loans you might have.

Do you have more questions? Check out our Title Loans FAQs page.

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7
Make payments conveniently.

Cash 1 Mobile App

Download Our Mobile App

Access your available credit.
Manage your existing CASH 1 account 24/7.
Make payments conveniently.

Download on the App Store
 
GET IT ON GOOGLE PLAY

Are You Ready to Apply for Personal Loan?

Get started online