When used incorrectly, credit cards can rack up debt that sticks with you for years. Prevent financial distress by avoiding these common credit card mistakes.

What affects your credit score? Here’s the definitive list and infographic about what you do that lowers, hurts and affects your credit score negatively.

Though seven out of ten Americans have at least one credit card, and though in 2018, 57% of people had checked their credit scores in the past year, the concept of credit still tends to confuse people.

Your credit score may have slipped a bit, but it can be rebuilt and maintained. Here are a few tips on how to keep your credit score up

Do cash advances hurt your credit score? Credit card cash advances and cash advance loans can hurt your credit if you don't manage them properly. Making payments on time and avoiding default will keep your credit score healthy and possibly increase it.

A credit score is the three-digit number generated with an algorithm using information from your credit report. The purpose of your credit score is to predict the risk of whether or not you will pay back your credit obligations in the next two years.

What is a secured line of credit? Check out our guide and learn the line of credit definition and how does a line of credit work when you read this article.

These states restrict a credit check for employment: California, Hawaii, Illinois, Connecticut, Maryland, Vermont, Oregon, and Washington. If you are applying for a job anywhere else, your employer is allowed to do an employment credit check.

Having bad credit can cost you thousands of dollars each year in interest rates. Learn how to rebuild your credit score with these simple steps.

A credit score identifies your creditworthiness to potential lenders such as banks, as your credit score shows how responsible you are in paying off your balances.