Your credit history is the record of your ability to repay debts and how responsible you are for repaying them. Read on to learn what it is and how to manage it.

Payment history is an integral part of your credit score. This can mean you can see your credit score change if you are consistently making your payments on time or falling behind on payments.

Your home insurance could be hundreds of dollars more because of your credit score. If your credit is not in good shape, read these tips to save money.

What is the difference between an installment loan and revolving credit? Learn what they are, how they work, and the pros and cons.

Learn about a portfolio line of credit, its advantages and disadvantages, and how it is different from a personal line of credit.

In this article, learn what is a soft credit check in detail and the impact a soft credit pull has on your credit score.

Understand what an overdraft line of credit is, how it works, how to get one, the pros and cons, and the alternatives to help you know if you need one.

Like any other form of credit, you can benefit from a line of credit if you use it responsibly. Here are seven tips to make wise use of your line of credit.

Do you want to know what an unsecured line of credit is? Learn it here and discover its pros and cons to help you decide whether this type of line of credit is right for you.

Closed-end credit is a type of loan or credit that is repaid in full by the end of a specified date. A mortgage or a car loan is closed-end credit.